8/19/2021 Weekly Newsletter – Get help paying for Medicare

Did you know there are three main programs to lower Medicare Costs? Have questions on one or all of these, call me at 210 848 9304 to review.

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Medicaid is a joint federal and state program that:

  • Helps with medical costs for some people with limited income and resources and Offers benefits not normally covered by Medicare, like nursing home care and personal care services
  • Why is this important? Carriers offer Dual Eligible Plans. If you have Medicare and full Medicaid coverage, most ofyour health care costs are likely covered.
  • Unsure if you are eligible, call me and we can review your status


  • You can get help from your state paying your Medicare premiums, deductibles, and cost sharing. There are 4 types of MSAs (benefits vary by program) 
  • QMB – Qualified Medicare Beneficiary
  • SLMB – Specified Low Income Medicare Beneficiary
  • QI – Qualified Individual 
  • QDWI – Qualified Disabled and Working Individual

Have questions on MSAs? Call me and we can review


  • If you meet certain income and resource limits, you may qualify for Extra Help. Help with your Medicare drug coverage – plan premiums, deductibles, and copays or coinsurance
  • Plan premiums & deductibles: Depending on your income level, you may pay less or pay nothing for your plan premium and yearly deductible 
  • Copays & coinsurance: In 2021, drug costs are no more than
  • $3.70 for each generic drug
  • $9.20 for each brand-name covered drug

Contact me

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